Many people wonder how I can clear all my student debt within 4 damn quick years! Now I am going to share with you for 3 simple steps.

Know Yourself

The first step is to know the amount of your debt. Many people only know the amount they need to pay back the university when they went out to the job market. And they are being shocked about the amount. It is too late! And they realize that amount will ruin their life’s planning such as getting married or buying their dream house. So you must know the exact amount you are going to pay before your graduation.

Predict Your Future

The second step is to predict your monthly expenses. It’s a simple calculation. Trust me. From my experience your daily spending difference between when you are in college versus you just get out to the society is just what you are now spending plus a lunch and a go-and-back way of transportation fees. So it’s pretty easy to estimate it. You are not getting married yet or not even having a...